How Much Are Your Daily Habits Costing You?

October 29, 2018


Are your daily habits adding up?

When trying to free up space in our monthly expenses — or trying to figure out why sticking to our budget didn’t go according to plan — it’s easy to look at our big purchases. But often the small, everyday habits we do automatically, like buying a cup of coffee on our way into work, grabbing a bottle of water instead of drinking tap or withdrawing money from an out-of-network ATM, are bigger drains that we realize.

Just how much can our daily habits cost us? To find out, we calculated the lifetime cost of some easily overlooked expenses. The costs, and potential savings, are striking. Check out the full infographic to see how much you can save by making a few easy changes to your everyday routine.


Looking to make small changes that have a big impact on your budget? Reducing the amount you spend on unnecessary everyday expenses is an easy way to get started. Cutting back in small increments adds up as well: eating out two days a week instead of four will still save you more than $609 a year.

To really amp up your savings, changes like automating your payments, tracking your spending, and clipping coupons will make a big financial difference in the short- and long-term.


Time Money 1, 2 | Gallup| 1, 2 | USA Today 1, 2 | CSMonitor | ValuePenguin | Pint Price | Nielsen data | American Lung Association | Watertech | CNBC 1, 2 | Market Watch | National Resources Defense Council | College Board | Kelley Blue Book | Zillow | CBS | National Cash | National Coffee Association