How Many Americans Have Credit Cards? (2024 Data)

Highlights. Among American adults over 18 years, up to 214.9 million or 82% have a credit card account in their name.

Projections indicate that 233.3 million U.S. adults will have credit cards in 2026.
Over 75% of U.S. households have at least one general-use credit card, meaning 247 million Americans live in a household with at least one credit cardholder.
American consumers have 596.6 million active credit card accounts, enough for every American adult to have 2 accounts.
The average U.S. cardholder carries 3 cards and makes 251 credit card purchases per year.

Line Graph: Total Number of Americans with Credit Cards from 2017 (176.1 million) to 2023 (214.9 million) and projections to 2025 (230.0 million) according to the U.S. Census Bureau, Consumer Financial Protection Bureau, and Federal Reserve Board

Credit Card Ownership by Age

Credit card ownership increases as consumers get older.

67% of Americans 18 to 29 years old have at least one credit card.
79% of Americans 30 to 44 years old have a credit card.
86% of Americans 45 to 59 years old have a credit card.
92% of Americans 60 and older have a credit card.

Grouped Bar Graph: Credit Card Ownership Rate by Age; 18-29 (67%), 30-44 (79%), 45-59 (86%), 60+ (92%, according to the Federal Reserve Board

Credit Card Ownership by Generation

Generation X and Baby boomer consumers have more credit cards than other generations.

Generation Z Americans (ages 18 to 26) have an average of 2.0 credit cards in their wallets.
Millennials (ages 27 to 42) have an average of 3.5 credit cards.
Generation X consumers (ages 43 to 58) have an average of 4.3 credit cards.
Baby boomers (ages 59 to 77) have an average age of 4.3 credit cards.
Silent generation consumers (aged 78 and older) have an average of 3.5 credit cards.

Grouped Bar Graph: Credit Card Ownership Rate by Income; <$25K (57%), $25K-$49,999 (83%), $50K-$99,999 (94%), $100K+ (98%), according to the Federal Reserve Board

Credit Card Ownership by Income

Households with higher yearly incomes are more likely to have credit cards.

57% of Americans with a household yearly income of less than $25,000 per year have at least one credit card.
83% of American households with a yearly income between $25,000 to $49,999 have a credit card.
94% of American households with a yearly income between $50,000 to $99,999 have a credit card.
98% of American households with a yearly income of $100,000 or more have a credit card.

U.S. Map: Number of Credit Cards per Consumer according to Experian

How Many People Have Credit Cards in Each State?

While the most populated states have a higher average number of credit cards, there is little correlation between population size and average number of cards overall.

New Jersey cardholders carry 4.5 cards, the highest number of cards on average.
Cardholders in Alaska carry the fewest cards on average (3.2).
California is home to the highest estimated number of active credit card accounts (100.1 million).
Wyoming is the state with the fewest active credit card accounts with an estimated 1.23 million.

Jump to a state: AL | AK | AZ | AR | CA | CO | CT | DE | DC | FL | GA | HI | ID | IL | IN | IA | KS | KY | LA | ME | MD | MA | MI | MN | MS | MO | MT | NE | NV | NH | NJ | NM | NY | NC | ND | OH | OK | OR | PA | RI | SC | SD | TN | TX | UT | VT | VA | WA | WV | WI | WY

Credit Card Ownership by State
State	Average Cards per Cardholder	Estimated Total Credit Cards (in millions)
Alabama	3.5	11.4
Alaska	3.2	1.46
Arizona	3.9	18.7
Arkansas	3.5	6.78
California	4.0	100.1
Colorado	3.7	14.1
Connecticut	4.2	10.0
Delaware	4.2	2.82
District of Columbia	3.4	1.54
Florida	4.3	64.3
Georgia	3.9	27.2
Hawaii	3.6	3.37
Idaho	3.6	4.42
Illinois	4.1	33.1
Indiana	3.7	16.0
Iowa	3.5	7.11
Kansas	3.6	6.63
Kentucky	3.6	10.4
Louisiana	3.5	10.1
Maine	3.5	3.29
Maryland	3.9	15.4
Massachusetts	3.9	18.1
Michigan	3.8	24.7
Minnesota	3.6	13.1
Mississippi	3.4	6.30
Missouri	3.8	15.0
Montana	3.4	2.50
Nebraska	3.7	4.54
Nevada	4.1	8.43
New Hampshire	3.9	3.68
New Jersey	4.5	26.9
New Mexico	3.5	4.77
New York	4.1	52.5
North Carolina	3.8	26.5
North Dakota	3.6	1.77
Ohio	4.0	30.2
Oklahoma	3.5	8.86
Oregon	3.5	9.76
Pennsylvania	4.0	33.9
Rhode Island	4.2	3.07
South Carolina	3.8	13.2
South Dakota	3.3	1.89
Tennessee	3.6	16.4
Texas	4.0	75.3
Utah	3.5	7.13
Vermont	3.3	1.44
Virginia	3.9	21.9
Washington	3.6	18.2
West Virginia	3.7	4.30
Wisconsin	3.7	14.1
Wyoming	3.3	1.23

Alabama Credit Card Statistics

An estimated 3.26 million Alabama residents have a credit card.

Cardholders in Alabama have an average of 3.5 credit cards.
There are an estimated 11.4 million active credit cards in Alabama.
From 2021 to 2023, credit card ownership in Alabama increased 16.7%.
An estimated 1.36% 11.4 million of credit cards in the U.S. are issued to Alabama cardholders.
Alabama residents are 10.3% less likely to own a credit card than consumers nationwide.

Alaska Credit Card Statistics

An estimated 457,500 Alaska residents have a credit card.

Cardholders in Alaska have an average of 3.2 credit cards.
There are an estimated 1.46 million active credit cards in Alaska.
From 2021 to 2023, credit card ownership in Alaska increased 14.3%.
An estimated 0.17% of credit cards in the U.S. are issued to Alaska cardholders.
Alaska residents are 17.9% less likely to own a credit card than consumers nationwide.

Arizona Credit Card Statistics

An estimated 4.80 million Arizona residents have a credit card.

Cardholders in Arizona have an average of 3.9 credit cards.
There are an estimated 18.7 million active credit cards in Arizona.
From 2021 to 2023, credit card ownership in Arizona increased 14.7%.
An estimated 2.23% of credit cards in the U.S. are issued to Arizona cardholders.
Arizona residents are as likely to own a credit card as consumers nationwide.

Arkansas Credit Card Statistics

An estimated 1.94 million Arkansas residents have a credit card.

Cardholders in Arkansas have an average of 3.5 credit cards.
There are an estimated 6.78 million active credit cards in Arkansas.
From 2021 to 2023, credit card ownership in Arkansas increased 16.7%.
An estimated 0.81% of credit cards in the U.S. are issued to Arkansas cardholders.
Arkansas residents are 10.3% less likely to own a credit card than consumers nationwide.

California Credit Card Statistics

An estimated 25.0 million California residents have a credit card.

Cardholders in California have an average of 4.0 credit cards.
There are an estimated 100.1 million active credit cards in California.
From 2021 to 2023, credit card ownership in California increased 11.1%.
An estimated 12.0% of credit cards in the U.S. are issued to California cardholders.
California residents are 2.56% more likely to own a credit card than consumers nationwide.

Colorado Credit Card Statistics

An estimated 3.82 million Colorado residents have a credit card.

Cardholders in Colorado have an average of 3.7 credit cards.
There are an estimated 14.1 million active credit cards in Colorado.
From 2021 to 2023, credit card ownership in Colorado increased 8.8%.
An estimated 1.69% of credit cards in the U.S. are issued to Colorado cardholders.
Colorado residents are 5.13% less likely to own a credit card than consumers nationwide.

Connecticut Credit Card Statistics

An estimated 2.37 million Connecticut residents have a credit card.

Cardholders in Connecticut have an average of 4.2 credit cards.
There are an estimated 10.0 million active credit cards in Connecticut.
From 2021 to 2023, credit card ownership in Connecticut increased 10.5%.
An estimated 1.19% of credit cards in the U.S. are issued to Connecticut cardholders.
Connecticut residents are 7.69% more likely to own a credit card than consumers nationwide.

Delaware Credit Card Statistics

An estimated 672,400 Delaware residents have a credit card.

Cardholders in Delaware have an average of 4.2 credit cards.
There are an estimated 2.82 million active credit cards in Delaware.
From 2021 to 2023, credit card ownership in Delaware increased 13.5%.
An estimated 0.34% of credit cards in the U.S. are issued to Delaware cardholders.
Delaware residents are 7.69% more likely to own a credit card than consumers nationwide.

District of Columbia Credit Card Statistics

An estimated 453,000 residents in the District of Columbia have a credit card.

Cardholders in D.C. have an average of 3.4 credit cards.
There are an estimated 1.54 million active credit cards in D.C.
From 2021 to 2023, credit card ownership in D.C. increased 13.3%.
An estimated 0.18% of credit cards in the U.S. are issued to D.C. cardholders.
D.C. residents are 12.8% less likely to own a credit card than consumers nationwide.

Florida Credit Card Statistics

An estimated 14.9 million Florida residents have a credit card.

Cardholders in Florida have an average of 4.3 credit cards.
There are an estimated 64.3 million active credit cards in Florida.
From 2021 to 2023, credit card ownership in Florida increased 16.2%.
An estimated 7.67% of credit cards in the U.S. are issued to Florida cardholders.
Florida residents are 10.3% more likely to own a credit card than consumers nationwide.

Georgia Credit Card Statistics

An estimated 6.96 million Georgia residents have a credit card.

Cardholders in Georgia have an average of 3.9 credit cards.
There are an estimated 27.2 million active credit cards in Georgia.
From 2021 to 2023, credit card ownership in Georgia increased 14.7%.
An estimated 3.24% of credit cards in the U.S. are issued to Georgia cardholders.
Georgia residents are as likely to own a credit card as consumers nationwide.

Hawaii Credit Card Statistics

An estimated 936,100 Hawaii residents have a credit card.

Cardholders in Hawaii have an average of 3.6 credit cards.
There are an estimated 3.37 million active credit cards in Hawaii.
From 2021 to 2023, credit card ownership in Hawaii increased 9.09%.
An estimated 0.40% of credit cards in the U.S. are issued to Hawaii cardholders.
Hawaii residents are 7.69% less likely to own a credit card than consumers nationwide.

Idaho Credit Card Statistics

An estimated 1.23 million Idaho residents have a credit card.

Cardholders in Idaho have an average of 3.6 credit cards.
There are an estimated 4.42 million active credit cards in Idaho.
From 2021 to 2023, credit card ownership in Idaho increased 12.5%.
An estimated 0.53% of credit cards in the U.S. are issued to Idaho cardholders.
Idaho residents are 7.69% less likely to own a credit card than consumers nationwide.

Illinois Credit Card Statistics

An estimated 8.07 million Illinois residents have a credit card.

Cardholders in Illinois have an average of 4.1 credit cards.
There are an estimated 33.1 million active credit cards in Illinois.
From 2021 to 2023, credit card ownership in Illinois increased 13.9%.
An estimated 3.95% of credit cards in the U.S. are issued to Illinois cardholders.
Illinois residents are 5.13% more likely to own a credit card than consumers nationwide.

Indiana Credit Card Statistics

An estimated 4.33 million Indiana residents have a credit card.

Cardholders in Indiana have an average of 3.7 credit cards.
There are an estimated 16.0 million active credit cards in Indiana.
From 2021 to 2023, credit card ownership in Indiana increased 15.6%.
An estimated 1.91% of credit cards in the U.S. are issued to Indiana cardholders.
Indiana residents are 5.13% less likely to own a credit card than consumers nationwide.

Iowa Credit Card Statistics

An estimated 2.03 million Iowa residents have a credit card.

Cardholders in Iowa have an average of 3.5 credit cards.
There are an estimated 7.11 million active credit cards in Iowa.
From 2021 to 2023, credit card ownership in Iowa increased 12.9%.
An estimated 0.85% of credit cards in the U.S. are issued to Iowa cardholders.
Iowa residents are 10.3% less likely to own a credit card than consumers nationwide.

Kansas Credit Card Statistics

An estimated 1.84 million Kansas residents have a credit card.

Cardholders in Kansas have an average of 3.6 credit cards.
There are an estimated 6.63 million active credit cards in Kansas.
From 2021 to 2023, credit card ownership in Kansas increased 9.09%.
An estimated 0.79% of credit cards in the U.S. are issued to Kansas cardholders.
Kansas residents are 7.69% less likely to own a credit card than consumers nationwide.

Kentucky Credit Card Statistics

An estimated 2.88 million Kentucky residents have a credit card.

Cardholders in Kentucky have an average of 3.6 credit cards.
There are an estimated 10.4 million active credit cards in Kentucky.
From 2021 to 2023, credit card ownership in Kentucky increased 12.5%.
An estimated 1.24% of credit cards in the U.S. are issued to Kentucky cardholders.
Kentucky residents are 7.69% less likely to own a credit card than consumers nationwide.

Louisiana Credit Card Statistics

An estimated 2.88 million Louisiana residents have a credit card.

Cardholders in Louisiana have an average of 3.5 credit cards.
There are an estimated 10.1 million active credit cards in Louisiana.
From 2021 to 2023, credit card ownership in Louisiana increased 12.9%.
An estimated 1.20% of credit cards in the U.S. are issued to Louisiana cardholders.
Louisiana residents are 10.3% less likely to own a credit card than consumers nationwide.

Maine Credit Card Statistics

An estimated 940,300 Maine residents have a credit card.

Cardholders in Maine have an average of 3.5 credit cards.
There are an estimated 3.29 million active credit cards in Maine.
From 2021 to 2023, credit card ownership in Maine increased 12.9%.
An estimated 0.39% of credit cards in the U.S. are issued to Maine cardholders.
Maine residents are 10.3% less likely to own a credit card than consumers nationwide.

Maryland Credit Card Statistics

An estimated 3.95 million Maryland residents have a credit card.

Cardholders in Maryland have an average of 3.9 credit cards.
There are an estimated 15.4 million active credit cards in Maryland.
From 2021 to 2023, credit card ownership in Maryland increased 8.33%.
An estimated 1.84% of credit cards in the U.S. are issued to Maryland cardholders.
Maryland residents are as likely to own a credit card as consumers nationwide.

Massachusetts Credit Card Statistics

An estimated 4.64 million Massachusetts residents have a credit card.

Cardholders in Massachusetts have an average of 3.9 credit cards.
There are an estimated 18.1 million active credit cards in Massachusetts.
From 2021 to 2023, credit card ownership in Massachusetts increased 8.33%.
An estimated 2.16% of credit cards in the U.S. are issued to Massachusetts cardholders.
Massachusetts residents are as likely to own a credit card as consumers nationwide.

Michigan Credit Card Statistics

An estimated 6.50 million Michigan residents have a credit card.

Cardholders in Michigan have an average of 3.8 credit cards.
There are an estimated 24.7 million active credit cards in Michigan.
From 2021 to 2023, credit card ownership in Michigan increased 11.8%.
An estimated 2.95% of credit cards in the U.S. are issued to Michigan cardholders.
Michigan residents are 2.56% less likely to own a credit card than consumers nationwide.

Minnesota Credit Card Statistics

An estimated 3.64 million Minnesota residents have a credit card.

Cardholders in Minnesota have an average of 3.6 credit cards.
There are an estimated 13.1 million active credit cards in Minnesota.
From 2021 to 2023, credit card ownership in Minnesota increased 9.09%.
An estimated 1.56% of credit cards in the U.S. are issued to Minnesota cardholders.
Minnesota residents are 7.69% less likely to own a credit card than consumers nationwide.

Mississippi Credit Card Statistics

An estimated 1.85 million Mississippi residents have a credit card.

Cardholders in Mississippi have an average of 3.4 credit cards.
There are an estimated 6.30 million active credit cards in Mississippi.
From 2021 to 2023, credit card ownership in Mississippi increased 21.4%.
An estimated 0.75% of credit cards in the U.S. are issued to Mississippi cardholders.
Mississippi residents are 12.8% less likely to own a credit card than consumers nationwide.

Missouri Credit Card Statistics

An estimated 3.95 million Missouri residents have a credit card.

Cardholders in Missouri have an average of 3.8 credit cards.
There are an estimated 15.0 million active credit cards in Missouri.
From 2021 to 2023, credit card ownership in Missouri increased 15.2%.
An estimated 1.79% of credit cards in the U.S. are issued to Missouri cardholders.
Missouri residents are 2.56% less likely to own a credit card than consumers nationwide.

Montana Credit Card Statistics

An estimated 735,700 Montana residents have a credit card.

Cardholders in Montana have an average of 3.4 credit cards.
There are an estimated 2.50 million active credit cards in Montana.
From 2021 to 2023, credit card ownership in Montana increased 17.2%.
An estimated 0.30% of credit cards in the U.S. are issued to Montana cardholders.
Montana residents are 12.8% less likely to own a credit card than consumers nationwide.

Nebraska Credit Card Statistics

An estimated 1.23 million Nebraska residents have a credit card.

Cardholders in Nebraska have an average of 3.7 credit cards.
There are an estimated 4.54 million active credit cards in Nebraska.
From 2021 to 2023, credit card ownership in Nebraska increased 8.82%.
An estimated 0.54% of credit cards in the U.S. are issued to Nebraska cardholders.
Nebraska residents are 5.13% less likely to own a credit card than consumers nationwide.

Nevada Credit Card Statistics

An estimated 2.06 million Nevada residents have a credit card.

Cardholders in Nevada have an average of 4.1 credit cards.
There are an estimated 8.43 million active credit cards in Nevada.
From 2021 to 2023, credit card ownership in Nevada increased 13.9%.
An estimated 1.01% of credit cards in the U.S. are issued to Nevada cardholders.
Nevada residents are 5.13% more likely to own a credit card than consumers nationwide.

New Hampshire Credit Card Statistics

An estimated 943,000 New Hampshire residents have a credit card.

Cardholders in New Hampshire have an average of 3.9 credit cards.
There are an estimated 3.68 million active credit cards in New Hampshire.
From 2021 to 2023, credit card ownership in New Hampshire increased 8.33%.
An estimated 0.44% of credit cards in the U.S. are issued to New Hampshire cardholders.
New Hampshire residents are as likely to own a credit card as consumers nationwide.

New Jersey Credit Card Statistics

An estimated 5.97 million New Jersey residents have a credit card.

Cardholders in New Jersey have an average of 4.5 credit cards.
There are an estimated 26.9 million active credit cards in New Jersey.
From 2021 to 2023, credit card ownership in New Jersey increased 9.76%.
An estimated 3.21% of credit cards in the U.S. are issued to New Jersey cardholders.
New Jersey residents are 15.4% more likely to own a credit card than consumers nationwide.

New Mexico Credit Card Statistics

An estimated 1.36 million New Mexico residents have a credit card.

Cardholders in New Mexico have an average of 3.5 credit cards.
There are an estimated 4.77 million active credit cards in New Mexico.
From 2021 to 2023, credit card ownership in New Mexico increased 12.9%.
An estimated 0.57% of credit cards in the U.S. are issued to New Mexico cardholders.
New Mexico residents are 10.3% less likely to own a credit card than consumers nationwide.

New York Credit Card Statistics

An estimated 12.80 million New York residents have a credit card.

Cardholders in New York have an average of 4.1 credit cards.
There are an estimated 52.5 million active credit cards in New York.
From 2021 to 2023, credit card ownership in New York increased 7.89%.
An estimated 6.27% of credit cards in the U.S. are issued to New York cardholders.
New York residents are 5.13% more likely to own a credit card than consumers nationwide.

North Carolina Credit Card Statistics

An estimated 6.97 million North Carolina residents have a credit card.

Cardholders in North Carolina have an average of 3.8 credit cards.
There are an estimated 26.5 million active credit cards in North Carolina.
From 2021 to 2023, credit card ownership in North Carolina increased 15.2%.
An estimated 3.16% of credit cards in the U.S. are issued to North Carolina cardholders.
North Carolina residents are 2.56% less likely to own a credit card than consumers nationwide.

North Dakota Credit Card Statistics

An estimated 491,300 North Dakota residents have a credit card.

Cardholders in North Dakota have an average of 3.6 credit cards.
There are an estimated 1.77 million active credit cards in North Dakota.
From 2021 to 2023, credit card ownership in North Dakota increased 12.5%.
An estimated 0.21% of credit cards in the U.S. are issued to North Dakota cardholders.
North Dakota residents are 7.69% less likely to own a credit card than consumers nationwide.

Ohio Credit Card Statistics

An estimated 7.55 million Ohio residents have a credit card.

Cardholders in Ohio have an average of 4.0 credit cards.
There are an estimated 30.2 million active credit cards in Ohio.
From 2021 to 2023, credit card ownership in Ohio increased 14.3%.
An estimated 3.61% of credit cards in the U.S. are issued to Ohio cardholders.
Ohio residents are 2.56% more likely to own a credit card than consumers nationwide.

Oklahoma Credit Card Statistics

An estimated 2.53 million Oklahoma residents have a credit card.

Cardholders in Oklahoma have an average of 3.5 credit cards.
There are an estimated 8.86 million active credit cards in Oklahoma.
From 2021 to 2023, credit card ownership in Oklahoma increased 20.7%.
An estimated 1.06% of credit cards in the U.S. are issued to Oklahoma cardholders.
Oklahoma residents are 10.3% less likely to own a credit card than consumers nationwide.

Oregon Credit Card Statistics

An estimated 2.79 million Oregon residents have a credit card.

Cardholders in Oregon have an average of 3.5 credit cards.
There are an estimated 9.76 million active credit cards in Oregon.
From 2021 to 2023, credit card ownership in Oregon increased 12.9%.
An estimated 1.17% of credit cards in the U.S. are issued to Oregon cardholders.
Oregon residents are 10.3% less likely to own a credit card than consumers nationwide.

Pennsylvania Credit Card Statistics

An estimated 8.47 million Pennsylvania residents have a credit card.

Cardholders in Pennsylvania have an average of 4.0 credit cards.
There are an estimated 33.9 million active credit cards in Pennsylvania.
From 2021 to 2023, credit card ownership in Pennsylvania increased 11.1%.
An estimated 4.05% of credit cards in the U.S. are issued to Pennsylvania cardholders.
Pennsylvania residents are 2.56% more likely to own a credit card than consumers nationwide.

Rhode Island Credit Card Statistics

An estimated 731,500 Rhode Island residents have a credit card.

Cardholders in Rhode Island have an average of 4.2 credit cards.
There are an estimated 3.07 million active credit cards in Rhode Island.
From 2021 to 2023, credit card ownership in Rhode Island increased 13.5%.
An estimated 0.37% of credit cards in the U.S. are issued to Rhode Island cardholders.
Rhode Island residents are 7.69% more likely to own a credit card than consumers nationwide.

South Carolina Credit Card Statistics

An estimated 3.47 million South Carolina residents have a credit card.

Cardholders in South Carolina have an average of 3.8 credit cards.
There are an estimated 13.2 million active credit cards in South Carolina.
From 2021 to 2023, credit card ownership in South Carolina increased 18.8%.
An estimated 1.57% of credit cards in the U.S. are issued to South Carolina cardholders.
South Carolina residents are 2.56% less likely to own a credit card than consumers nationwide.

South Dakota Credit Card Statistics

An estimated 571,900 South Dakota residents have a credit card.

Cardholders in South Dakota have an average of 3.3 credit cards.
There are an estimated 1.89 million active credit cards in South Dakota.
From 2021 to 2023, credit card ownership in South Dakota increased 10.0%.
An estimated 0.23% of credit cards in the U.S. are issued to South Dakota cardholders.
South Dakota residents are 15.4% less likely to own a credit card than consumers nationwide.

Tennessee Credit Card Statistics

An estimated 4.56 million Tennessee residents have a credit card.

Cardholders in Tennessee have an average of 3.6 credit cards.
There are an estimated 16.4 million active credit cards in Tennessee.
From 2021 to 2023, credit card ownership in Tennessee increased 16.1%.
An estimated 1.96% of credit cards in the U.S. are issued to Tennessee cardholders.
Tennessee residents are 7.69% less likely to own a credit card than consumers nationwide.

Texas Credit Card Statistics

An estimated 18.81 million Texas residents have a credit card.

Cardholders in Texas have an average of 4.0 credit cards.
There are an estimated 75.3 million active credit cards in Texas.
From 2021 to 2023, credit card ownership in Texas increased 11.1%.
An estimated 8.98% of credit cards in the U.S. are issued to Texas cardholders.
Texas residents are 2.56% more likely to own a credit card than consumers nationwide.

Utah Credit Card Statistics

An estimated 2.04 million Utah residents have a credit card.

Cardholders in Utah have an average of 3.5 credit cards.
There are an estimated 7.13 million active credit cards in Utah.
From 2021 to 2023, credit card ownership in Utah increased 9.38%.
An estimated 0.85% of credit cards in the U.S. are issued to Utah cardholders.
Utah residents are 10.3% less likely to own a credit card than consumers nationwide.

Vermont Credit Card Statistics

An estimated 436,900 Vermont residents have a credit card.

Cardholders in Vermont have an average of 3.3 credit cards.
There are an estimated 1.44 million active credit cards in Vermont.
From 2021 to 2023, credit card ownership in Vermont increased 10.0%.
An estimated 0.17% of credit cards in the U.S. are issued to Vermont cardholders.
Vermont residents are 15.4% less likely to own a credit card than consumers nationwide.

Virginia Credit Card Statistics

An estimated 5.60 million Virginia residents have a credit card.

Cardholders in Virginia have an average of 3.9 credit cards.
There are an estimated 21.9 million active credit cards in Virginia.
From 2021 to 2023, credit card ownership in Virginia increased 11.4%.
An estimated 2.61% of credit cards in the U.S. are issued to Virginia cardholders.
Virginia residents are as likely to own a credit card as consumers nationwide.

Washington Credit Card Statistics

An estimated 5.06 million Washington residents have a credit card.

Cardholders in Washington have an average of 3.6 credit cards.
There are an estimated 18.2 million active credit cards in Washington.
From 2021 to 2023, credit card ownership in Washington increased 12.5%.
An estimated 2.17% of credit cards in the U.S. are issued to Washington cardholders.
Washington residents are 7.69% less likely to own a credit card than consumers nationwide.

West Virginia Credit Card Statistics

An estimated 1.16 million West Virginia residents have a credit card.

Cardholders in West Virginia have an average of 3.7 credit cards.
There are an estimated 4.30 million active credit cards in West Virginia.
From 2021 to 2023, credit card ownership in West Virginia increased 19.4%.
An estimated 0.51% of credit cards in the U.S. are issued to West Virginia cardholders.
West Virginia residents are 5.13% less likely to own a credit card than consumers nationwide.

Wisconsin Credit Card Statistics

An estimated 3.82 million Wisconsin residents have a credit card.

Cardholders in Wisconsin have an average of 3.7 credit cards.
There are an estimated 14.1 million active credit cards in Wisconsin.
From 2021 to 2023, credit card ownership in Wisconsin increased 12.1%.
An estimated 1.69% of credit cards in the U.S. are issued to Wisconsin cardholders.
Wisconsin residents are 5.13% less likely to own a credit card than consumers nationwide.

Wyoming Credit Card Statistics

An estimated 372,700 Wyoming residents have a credit card.

Cardholders in Wyoming have an average of 3.3 credit cards.
There are an estimated 1.23 million active credit cards in Wyoming.
From 2021 to 2023, credit card ownership in Wyoming increased 13.8%.
An estimated 0.15% of credit cards in the U.S. are issued to Wyoming cardholders.
Wyoming residents are 15.4% less likely to own a credit card than consumers nationwide.

These data and insights were compiled by the Capital One Shopping team based on publicly available data.

How Many Americans Have Credit Cards?