Highlights. In 2024, nationwide credit card transactions totaled an estimated 56.2 billion for an average of 153.9 million per day, 6.41 million per hour, 106,878 per minute. or 1,781 per second.
- Total global credit card transactions were an estimated 791 billion in 2024 for an average of 2.17 billion per day, 90.3 million per hour, 1.51 million per minute, 25,091 per second.
- The average U.S. cardholder makes 257 credit card transactions per year or one transaction every 1½ days.
- American consumers use credit cards to pay for 4-in-10 in-store purchases.
| Increment | Transactions per |
| second | 1,781 |
| minute | 106,878 |
| hour | 6,412,670 |
| day | 153,904,079 |
| week | 1,080,288,244 |
| month | 4,681,249,055 |
| quarter | 14,043,747,166 |
| year | 56,174,988,665 |
Credit Card Transactions per Processor
The world’s three (3) largest credit card processors facilitate over 750 billion transactions per year.
- The total number of transactions Visa processed reached 233.8 billion in their FY ending September 2024.
- Visa, Inc. processed an estimated 293 billion global payment transactions in the 2024 calendar year.
- UnionPay processed an estimated 304 billion global transactions in 2024.
- Mastercard processed an estimated 197 billion transactions in 2024.
- Other credit card processors, including Discover and American Express, processed an estimated 23.6 billion transactions.
| Increment | Transactions per |
| second | 25,091 |
| minute | 1,505,443 |
| hour | 90,326,598 |
| day | 2,167,838,350 |
| week | 15,216,557,648 |
| month | 65,938,416,473 |
| quarter | 197,815,249,420 |
| year | 791,260,997,679 |
Credit Card Transaction Volume Statistics
Transaction volume refers to the transacted dollar value.
- Americans used credit cards for an estimated $5.51 trillion in purchases in 2024 for an average daily purchase rate of $15.1 billion.
- The average U.S. transaction is for $98.31.
- The four major U.S. processors facilitated $26.116 trillion in global consumer transactions in 2024.
| Increment | Transaction Values per |
| second | $174,806 |
| minute | $10,488,346 |
| hour | $629,300,775 |
| day | $15,103,218,596 |
| week | $106,012,976,687 |
| month | $459,389,565,643 |
| quarter | $1,378,168,696,929 |
| year | $5,512,674,787,715 |
These data and insights were compiled by the Capital One Shopping team based on publicly available data.